LIC AAO 2025: Easy Steps to Apply, Salary Detail & Study Tip

LIC AAO 2025: Easy Steps to Apply, Salary Detail & Study Tip

The Life Insurance Corporation of India (LIC) has once again opened the gates for aspiring candidates with the recruitment notification for Assistant Administrative Officer (AAO) 2025. With 841 vacancies announced this year, LIC AAO remains one of the most sought-after public sector jobs offering a lucrative salary, career growth, and job security. If you are planning to apply or preparing for this exam, this article covers everything you need to know — from application details to salary structure, subjects to study, and preparation tips.

LIC AAO 2025: Application Details

The LIC AAO recruitment 2025 invites graduates from any discipline to apply for the 841 vacancies, which include positions for Generalists, Assistant Engineers, and Specialists. The online application process started on August 16, 2025, and will continue until September 8, 2025. Candidates can apply directly through the official LIC website (licindia.in).

How to apply:

  1. Visit the official LIC website.

  2. Navigate to the ‘Careers’ section and find the LIC AAO 2025 application link.

  3. Register by entering your details.

  4. Fill out the online application form carefully.

  5. Upload the scanned photograph and signature.

  6. Pay the application fee online.

  7. Submit the form and take a printout for future reference.

Eligibility Criteria

  • Education: A bachelor’s degree in any discipline from a recognized university.

  • Age Limit: Candidates must be between 21 and 30 years of age. Age relaxation applies for reserved categories as per government rules.

LIC AAO 2025 Exam Pattern & Subjects to Study

The LIC AAO exam is conducted in two stages — Preliminary and Main examinations. Each phase assesses different skill sets and knowledge areas.

Preliminary Examination (Screening Test)

The prelims are objective in nature with a total of 100 questions and 100 marks divided among:

  • English Language (30 questions)

  • Reasoning Ability (35 questions)

  • Quantitative Aptitude (35 questions)

Candidates need to focus on:

  • English: Reading comprehension, grammar, vocabulary, sentence rearrangement, error spotting.

  • Reasoning: Puzzles, seating arrangements, coding-decoding, inequalities, syllogisms, blood relations.

  • Quantitative Aptitude: Simplification, data interpretation, ratio and proportion, percentages, profit and loss, time and work.

Main Examination

Those who qualify prelims move on to the mains, which is a more comprehensive test including:

  • Reasoning Ability (30 questions)

  • General Knowledge (40 questions)

  • Quantitative Aptitude (30 questions)

  • English Language (30 questions)

  • Professional Knowledge (60 questions)

General Knowledge topics include:

  • Current affairs (national and international)

  • Banking and insurance awareness

  • Budget and economic news

  • Important government schemes

Professional Knowledge (for generalists) covers:

  • Principles of insurance

  • Basics of life insurance and risk management

  • Financial markets and related regulations

LIC AAO 2025 Salary and Benefits

LIC AAO is a prestigious position with an attractive salary package under the revised pay scale for Class-I officers.

  • Basic Pay: ₹88,635 per month

  • Gross Salary: Approximately ₹1,20,000 per month (including Dearness Allowance, House Rent Allowance, Transport Allowance, and other perks)

  • In-hand Salary: Around ₹1,07,000 per month after deductions

Additional Benefits:

  • Pension scheme under the Defined Contributory Pension System

  • Medical facilities and group insurance

  • Leave Travel Concession

  • Loan facilities for vehicles and housing

  • Performance-linked incentives and promotions

  • Other allowances like meal coupons, mobile and briefcase reimbursement

Selection Process

The selection is done in three stages:

  1. Preliminary Exam – Objective test to shortlist candidates.

  2. Main Exam – Descriptive and objective test evaluating in-depth knowledge.

  3. Personal Interview – Final assessment to evaluate suitability.

Candidates must clear each stage to qualify for the next.

Preparation Tips for LIC AAO 2025

  • Understand the Syllabus: Know every topic listed in the prelims and mains syllabus.

  • Practice Previous Papers: Solve past year papers and mock tests regularly.

  • Focus on Time Management: Learn to manage time efficiently during exams.

  • Stay Updated: Read daily newspapers and insurance-related news for GK.

  • Refer to Quality Books: Use standard books for English, Reasoning, and Quantitative Aptitude. For professional knowledge, LIC publications and basic insurance textbooks are recommended.

  • Revise Regularly: Make short notes for quick revisions before the exam.

Important Dates to Remember

EventDate
Application StartAugust 16, 2025
Application EndSeptember 8, 2025
Prelims Exam DateOctober 3, 2025 (tentative)
Mains Exam DateNovember 8, 2025 (tentative)

Final Words

The LIC AAO 2025 recruitment offers a golden opportunity for graduates seeking a stable and rewarding career in the insurance sector. With a handsome salary, attractive perks, and growth prospects, it is one of the best government jobs available today. Prepare diligently, stay consistent, and apply before the deadline. Your dream job in LIC is just an exam away!

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